When a tattered, old tarot card falls out of Charlotte Torres's library book, she doesn't think much of it. It doesn't even bother her that there's a message written on the back: "Pass this card along or you'll be sorry!" But when horrible things start happening, things that seem like bad luck, but frighten Charlotte the most, she begins to believe in the power of the card and its message. She wants to get rid of it, but she doesn't want to pass it along and doom someone else to its curse. Will she be able to figure out a way to destroy the card for good? Or will the card destroy her life first?